Insurance , types of insurance , all insurance, 0.2014
Life Insurance :
The purpose of this insurance is usually protection and savings and deserves compensation in the following cases :
The death of the insured for any reason.
- In the case of permanent total disability due to an accident or illness .
- In the case of permanent partial disability as a result of accident or illness .
- The expiration of the period of insurance
Life insurance
In the midst of the complexities of life and increased responsibilities and the evolution of events and risks in the whole world is thinking about the future, no matter how in depth and wisdom like thinking guarantees that protect us in store for this world for us or for our children after us from here emerged the importance of life insurance programs .
- Different types of life insurance provides individuals or institutions, including:
(1) Bond disk:
If you want to ensure a life for a specified period and the amount of insurance specified and premiums are reasonable , the program temporary hard one most suitable options and the ability to give you additional covers on this document , such as total disability due to an accident or illness, in addition to partial disability due to an accident or illness, and in the event of death or deficit during the period of insurance pays the entire amount of insurance and also became this kind of insurance from one of the guarantees required by banks to facilitate the procedures for loans , now you can possess your own home with the help of this program.
(2 ) Insurance Education :
No education is a concern for parents after the adoption of this program we have become able to save us to get the insurance amount of time that you specify , and this program is life insurance for a specific period and a specified amount in the event of the expiration of the period and did not get death be the amount of insurance you in five equal annual installments but if I got to die during the period of insurance :
1 . Family exempt from paying premiums and remain valid document .
2 . Be paid monthly salary of 1% of the amount of insurance from the date of death until the date of maturity.
3 . At the end of the pay period, the amount of insurance in five equal annual installments .
(3) collective insurance :
Provides this type of insurance protection and security to staff of institutions at a few coverages distinctive ones death , compensation multiplier as a result of accidental death that is, if the death was the result of an accident to be the amount of compensation twice the amount of insurance , in addition to total disability and partial result of accidental death , medical expenses , and unemployment from work . All it takes to determine the price of any institution is to provide us with the dates of birth of the staff and the values of deposits that they want to insure ...
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